Information and Alerts
Interest plays a role in almost all aspects of personal finance, including savings, investing, credit, and loans. Interest is money that’s added to your starting balance. It can be earned or paid and is typically expressed as a percentage. You earn interest by keeping money in a bank account, purchasing a bond, or making other […]
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider your spending habits and priorities when it […]
Inflation measures how much prices rise over time. When prices rise, the value of a dollar falls and your purchasing power goes down. The price of goods and services—stuff you buy—isn’t constant; prices change over time. When prices go up, that’s inflation. During moments of inflation, it takes more money to buy products or services. […]
A higher-than-expected natural gas bill is not the kind of surprise you enjoy getting in the mail. It’s not just you—natural gas prices are on the rise nationwide. Try these 10 changes to lower your bill. 1. Stay on top of maintenance. Perform regular maintenance on your natural gas furnace and water heater to avoid […]
Credit unions offer affordable rates, low fees, and generous perks. To help you decide what credit union you should join, here’s a glimpse into Deseret First Credit Union and the numerous membership benefits. About Deseret First Credit Union As one of the best-rated credit unions in Utah, Deseret First Credit Union has been serving the […]
Between exams, homework, and social life, it’s difficult for college students to find the time to worry about money. Fortunately, there are several easy ways to make ends meet and save more of your hard-earned cash. 1. Make a Budget The first step to saving money in college is organizing a budget that outlines how […]
