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Tag: Credit

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How to Use Credit

Borrowing money makes it possible to afford things you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Paying it back Let’s be clear from the beginning: when you pay for something with credit, you’re still on the hook for that money. Often, you’ll have to […]

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What Is A Credit Score?

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. Your credit score is an actual number between 300 and 850. The higher the number, the better: a score of 730 to 799 is considered very good, though the […]

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Credit cards in a wallet.

Understanding Credit Cards

Using a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread […]

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