TruStage Insurance
Accidental Death & Dismemberment and Life Insurance
Accidental Death & Dismemberment (AD&D) Coverage
View Insurance Benefits
Why do I need AD&D?
- AD&D insurance is a great supplement to life insurance
- $2,000 in free coverage, more options available
- Acceptance guaranteed
- Receive a cash benefit for loss of life, limb, eye, speech or hearing as a result of an accident
What’s the process like?
- Activating coverage is quick— most members take 3 minutes
- No health questions or medical exam required
- No employment necessary
- Only offered to credit union members
- Credit Union members age 18 and over are eligible
- Remains in effect as long as coverage is not terminated by you and you remain a member of DFCU
Added Coverage
Contributory Coverage benefits:
- Starts as low as $1-$1.50 per month
- Choose from single or family plans
- Coverage increases every year with Cost of Living Benefit up to a maximum of 10 consecutive increases
- Optional coverage for cancer or for cancer, heart attack, and stroke, this will be paid in a lump sum after diagnosis
- Hospital Confinement Benefit which could pay expenses related to a hospital stay
- Double Accidental Death Benefit includes double coverage if death occurs from an accident while traveling on public transportation
- Seat Belt and Airbag Benefit increases the amount paid if injured while driving or riding in a private passenger vehicle and wearing a properly fastened seat belt or sitting in a seat protected by an airbag
- Family plan includes you, your spouse, dependent children or children with disabilities
- Benefits available for child care, college education, child savings fund, and grief counseling
- Remains in effect as long as you pay your premiums
- No employment necessary
What does AD&D cover?
Benefits & Features:
*TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by Deseret First or NCUA. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012. ADD-1607689.1 Limitations apply, see TruStage for details.
**Coverage limits are reduced. For more information, to file a claim, or to find out if a family member had coverage, visit TruStage.com. You may also call 855-672-8068.Life Insurance Options
If you value security and predictability, we can help give you lifelong peace of mind!
855-318-0753.
TruStage Whole Life Insurance
- Available for ages 18-85
- Coverage amounts from $1,000 to $100,000
- Permanent, lifelong protection and guaranteed pricing for as long as you make payments
- No medical exam & only a few questions
- Customize your coverage based on your budget
- A good choice if you value certainty and want a plan for final expenses
TruStage Guaranteed Acceptance Whole Life Insurance
- Available for ages 45-80
- Coverage amounts from $2,000 to $25,000
- Can’t be turned down due to health or any other reason
- Permanent, lifelong protection as long as you continue making payments
- No health questions or exams
- Rates locked for life
- Coverage never decreases
- Customize your coverage based on your budget
- A good choice if you value predictability and want a plan for final expenses
TruStage Term Life Insurance
- Affordable coverage for ages 18-80
- Coverage amounts from $5,000 to $300,000
- No medical exam & only a few questions
- Immediate lump sum paid to beneficiaries, which is generally income-tax free
- Coverage never decreases
- A good choice if you appreciate value and have big obligations right now