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Young man in graduation gown by the ocean.

How to Use Credit

Borrowing money makes it possible to afford things you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Paying it back Let’s be clear from the beginning: when you pay for something with credit, you’re still on the hook for that money. Often, you’ll have to […]

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A house and car in front of an autumnal forest.

What Is A Credit Score?

A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate. Your credit score is an actual number between 300 and 850. The higher the number, the better: a score of 730 to 799 is considered very good, though the […]

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Credit cards in a wallet.

Understanding Credit Cards

Using a credit card is easy. But choosing one isn’t always simple. Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions: Do you pay your credit card bills in full and on time each month? If not, do you spread […]

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Woman walking down a road next to the GreenPath logo

GreenPath: A Road to Financial Wellness

What’s GreenPath? GreenPath is a non-profit organization that helps people manage difficult financial situations through counseling, education, and actionable solutions. For nearly 60 years, GreenPath has made increased financial wellness a reality for hundreds of thousands of people. GreenPath offers many services to help people find financial wellness. One of their most powerful services helps […]

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