Information and Alerts

Where your values
and banking align

Proudly Serving Members and Employees of The Church of Jesus Christ
of Latter-day Saints

In the 1950s, the First Presidency of the Church realized that employees of the church offices needed access to financial services; they decided to help provide these much-needed services. On August 4th, 1955, the LDS Church Office Credit Union was founded. Gordon B. Hinckley was one of the first board members.

The first branch was established in 1974, and the membership was expanded to include any employee of The Church. After steady growth in the 80s, the credit union changed its name to Deseret First Credit Union. It expanded its membership to include all members and family members of The Church of Jesus Christ of Latter-day Saints.

We now have over 70,000 members across the nation and have been able to put our members first with our unique products and services.

Nation-wide Coverage Through Online Banking, CO-OP ATMs, and Shared Branching Networks

We can seamlessly facilitate all of your banking needs through our mobile and online banking services; applying for a loan, opening a credit card, transferring money, paying bills, making investments, etc.

If you would still like to make an in-person visit to a branch or want to withdraw money from an ATM, our CO-OP network gives you access to 30,000+ ATMS and 5,600+ shared branch locations. Click here to see what available networks are around.

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About Deseret First


A history of strategic growth & strong community ties.

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Branches

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ATMs

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Members

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Years of Service

Our members love our exceptional service:

Better Rates, and Better Products

Being a credit union for 60+ years gives us the ability to have sound financial services to help you get the best out of your money. We offer low competitive rates, higher deposit rates, and little to no fees. If you receive an offer from another institution that is better than ours, let us know; we will do everything we can to match it. We are here to serve you and will do everything we can to help you achieve financial freedom.

What can we help you find?

Top Services

Become a Member
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Open an Account

Become a Member
Apply Now
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Apply for a Mortgage

Apply Now
Apply Online
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Apply for a Loan

Apply Online
Account Types
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Business Accounts

Account Types

Today’s Rates

Platinum Checking

2.00% APY

Start saving ›

60-MO Auto Loan

3.74% APY

That new car feeling ›

30-YR Mortgage

See Mortgage Rates ›

Our Connection to You

We embrace the values of members of The Church of Jesus Christ of Latter-day Saints, but we also celebrate the diversity of experiences and perspectives. Our shared “why” of faith creates a supportive relationship that allows you to be you while helping you achieve financial success. We are motivated by your passions and interests. Your goals and individual purpose drive you, and we love that about you. It’s what makes you authentic and unique.

Text: YOU KNOW WHY | WE SHOW HOW
We work with our members toward realizing financial and spiritual potential. Pretty unique for a financial institution, right? We think so, too!
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We embrace the values of members of The Church of Jesus Christ of Latter-day Saints but we also celebrate diversity of experiences and perspectives. Our shared “why” of faith creates a supportive relationship that allows you to be you, all while helping you achieve financial success.