Information and Alerts

MRC Coverage


Broaden your vehicle’s horizons

What is Mechanical Repair Coverage (MRC)?

You depend on your car, however breakdowns can happen unexpectedly causing financial stress. Mechanical Repair Coverage (MRC) can help you limit the cost of any covered breakdowns. You pay only the applicable deductible if any, and MRC will cover the rest! MRC also comes with 24-hour emergency roadside assistance, rental car reimbursement, paintless dent repair, and more to keep you moving. Get MRC today so you can worry a little less about tomorrow!

Call us today at 801-456-7590 for a free quote or visit any of our branches.

businessman using his cell phone to call for roadside assistance; his car in the background visible, but out of focus

MRC Covers What?


Whether you need a complete tow or just a little roadside help, MRC will come to your aid. You can rest assured that when the unexpected happens, you’ve got guaranteed support.
Rental Car Allowance

Rental car allowance

24-7 Roadside Service

24 / 7 roadside service

Flat Tire Assistance

Flat tire assistance

Fuel and Oil Delivery

Fuel and fluid delivery

Battery Jump Starting

Battery jump starting

Lock Out Service

Lock-out service

excited woman in the driver seat of her car, holding up the keys

Member Benefits

  • Deductibles as low as $0
  • Nationwide coverage
  • Rental car reimbursement
  • 24/7/365 emergency roadside service
  • 60-day money back guarantee
  • Transferable
  • Service your vehicle at any ASE certified repair facility
  • Direct claim payments to repair shop by warranty company
  • You can add the cost of MRC to your loan payment
MRC coverage can be added at any time, even if you don’t have a loan with Deseret First on the vehicle! Pre-existing conditions may not be covered. For a free quote or more information, please call us at 801-456-7590 or visit any of our branches.

Need A Repair?

Do you already have Mechanical Repair Coverage with us? To get pre-authorization for repairs on your vehicle, call: 800-752-6265. When calling, please have your agreement number available. Keep in mind that MRC covers mechanical repairs, not regular service and maintenance.
close up of a vehicle lifted up, mechanics inspecting the car in the background out of focus

Keep the ride going!

Extend your car’s warranty today by giving us a call at:

801-456-7590