Information and Alerts

VISA Credit Cards


Visa credit cards with benefits

Choose a DFCU Credit Card to Fit Your Needs!


Deseret First Credit Union offers 3 different Visa Credit Cards to make sure you get the benefits that fit your needs. Whether you want daily cashback on your purchases from DFCU’s Visa Signature Card, or hundreds of different reward point options from DFCU’s Platinum Rewards Card, or maybe you’re looking to pay off debt with an exceptionally low rate from DFCU’s Platinum Card, we have a card with your name on it!

The Visa Signature credit card

Visa Signature Card

  • No annual fee
  • Daily cashback on purchases:
    • 5% on select merchants
    • 3% on travel
    • 2% on gasoline, electric charging stations, and restaurants
    • 1% on anything else
  • Loaded with extra benefits
  • Best card if you want quick cashback rewards and use your card frequently
  • Rates as low as 17.9% APR
The Visa Platinum Rewards credit card

Visa Platinum Rewards Card

  • No annual fee
  • 1 point for each dollar spent – Redeem for cash, travel, merchandise, or gift cards
  • Receive 1.5% when redeeming points for travel
  • Double and triple points given during select times of the year
  • Best card if you like rewards but also sometimes carry a balance
  • Rates as low as 10.9% APR fixed
The Visa Platinum credit card

Visa Platinum Card

  • No annual fee
  • No balance transfer fee
  • Best card if you want a low interest rate while carrying a balance
  • Rates as low as 8.9% APR fixed

To view all our rates on all our products, click here.

Two iPhone mockups of CardHub screenshots

All 3 DFCU Visa Credit Cards come with:

  • A contactless card that can be instantly issued at any branch location
  • Mobile Wallet ready (Apple Pay, Google Pay, Samsung Pay)
  • 24-hour live agent card support
  • CardHub – Real-time control of your card and notifications of when, where, and how your card was used
  • Visa’s Zero Liability policy that protects against fraudulent charges
  • NXG Identity Theft Restoration
  • Much more!

Apply Now to Get Your Card

To report a lost or stolen card, please call 800-326-3328 anytime of day 7 days a week.

Treat yourself any way you like it!

Receive bounteous bonuses today. Whether that means cash, a new TV, or a family getaway is up to you.

Apply for a card