Information and Alerts

4.50% APY* 18-month share certificate

Why wait? Invest in yourself today!

Limited time offer

Your Goals. Your Future. Your Move.

No matter where you are in life, it’s never too early—or too late—to start growing your savings. Whether you’re just getting started, planning for the future, or looking to make your money work smarter, our 18-Month Certificate is the perfect way to invest in yourself.

With a high 4.50% APY, a low minimum deposit, and guaranteed returns, you’re setting yourself up for success—on your terms.

A bar graph showing show DFCU is offering a 6-month share certificate at over 200% the national average.
Lock in Your Rate Today
A young girl being held by her grandparents.
An icon representing growth over time

Steady Growth, No Guesswork

With a guaranteed 4.50% APY, your savings will grow consistently over 18 months—no market swings, no uncertainty, just reliable returns.

An icon representing a shield

Start Small, Earn Big

With a low minimum deposit, you don’t need a fortune to start investing in yourself. Whether it’s your first step into saving or a smart addition to your portfolio, this certificate is built for everyone.

An icon representing how the value of money changes over time

Your Future, Your Terms

Life moves fast, but smart financial decisions set you up for success. Lock in this high rate today and take control of your future—on your timeline.

Apply now

*Rate stated as Annual Percentage Yield. Membership and eligibility required. Terms and conditions apply. O.A.C.