Auto Refinance
Refinance your automobile with Deseret First
High car payment or interest rate?
Bring your auto loan over to Deseret First!
Lower, Switch, and Save
You can lower your existing payment and lower your existing rate by bringing your loan to Deseret First! Did we mention that there’s no fee to refinance?!
Save Some Serious Cash
Lowering your rate by just 0.50% can save you over $300 (on a 72 mo term/$20,000 loan).
Membership Benefits
Save money, have a better loan experience, and enjoy many of the other perks of membership by refinancing your existing auto loan with Deseret First today!
Hassle Free
Everything can be done online without coming in! Get the best possible rate for your auto loan by talking to a loan specialist today!| Loan Term Length | APR* |
|---|---|
| 48 Months | 3.89% |
| 60 Months | 3.99% |
| 72 Months | 4.24% |
| 84 Months | 4.99% |
What do I need to refinance my car?
A copy of your vehicle’s registration
A 10-day payoff from your current lender. This is simply the current payoff amount (how much is owed on the vehicle) plus an additional 10-days of interest.
Some supplemental verification may be required based on your circumstances such as pay stubs, vehicle mileage, vehicle options, etc.
Refinance Requirements
To qualify for an Automotive Refinance, you’ll need:
- Membership
- Eligibility
- Credit Approval
- An auto loan that is not with Deseret First
Partner Pages
AutoSmart Search
Deseret Insurance Agency
Is my car payment affordable?
Find a car payment to fit your budget with our auto loan calculator!
Monthly Payment
Total: $0This chart shows the breakdown of your potential initial payment. As you make payments on your loan, the percentage of principal you pay naturally increases compared to interest.
Estimated payoff date:
Total interest:
$0
Total to be repaid:
$0
Estimated payoff date:
Total interest:
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The information provided in this loan calculator is an estimate and is for illustrative purposes only. Its accuracy is not guaranteed. The monthly payment illustrated above refers to the first, initial payment; for the interest and principal will change each month over the time of the loan. There may be other costs associated with obtaining a loan not included here. The figures shown are hypothetical and may not apply to your individual situation. This calculator does not pre-qualify you for any loan program. You should always consult a qualified professional for financial advice.